# Terms of Service **Effective Date:** 08/31/2026 **Last Updated:** 09/02/2026 These Terms of Service ("Terms") govern access to and use of the website, application, and services (collectively, the "Service") operated by KINTEK LIMITED ("Company," "we," "us," or "our"). By creating an account, accessing, or using the Service, you ("User" or "you") agree to be bound by these Terms. If you do not agree, do not access or use the Service. --- ## 1. Description of Service The Service provides customers with time-limited, hosted access to curated financial news, automated market trend analysis alerts, stock research content, and proprietary algorithmic rankings of securities (collectively, the "Content"). **The Company is a financial publisher, not a registered investment adviser, broker-dealer, or financial planner.** The Service is provided for general informational and educational purposes only. ## 2. Not Investment Advice; No Advisory Relationship 2.1 **General Circulation.** The Content is prepared for general distribution to subscribers as a whole and is not tailored to the investment objectives, financial situation, tax status, or risk tolerance of any individual User. 2.2 **No Personalized Recommendations.** Nothing in the Service constitutes a personalized recommendation to buy, sell, or hold any security, nor an offer or solicitation to buy or sell any security or financial instrument. Market alerts, trend signals, research summaries, and algorithmic rankings are analytical and informational tools, not individualized investment advice. 2.3 **No Fiduciary Relationship.** Use of the Service does not create an investment advisory, fiduciary, broker-dealer, or any other professional relationship between you and the Company. The Company does not manage assets, execute trades, or have discretion or control over any User's funds or securities. 2.4 **Independent Decision-Making.** You are solely responsible for your own investment decisions. You should independently evaluate all Content and, where appropriate, consult a licensed investment adviser, broker-dealer, accountant, or attorney before making any financial decision. 2.5 **Publisher Exemption.** The Company operates in reliance on the "publisher's exemption" recognized under applicable securities laws (including Section 202(a)(11)(D) of the U.S. Investment Advisers Act of 1940, where applicable) for bona fide publishers of general and regular circulation. Nothing in the Service should be construed as inconsistent with that status. ## 3. Eligibility and Account Registration 3.1 You must be at least 18 years old and legally capable of entering into a binding contract to use the Service. 3.2 You agree to provide accurate, current, and complete information during registration and to keep such information updated. 3.3 You are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. Notify us immediately of any unauthorized use. 3.4 The Company reserves the right to refuse registration, suspend, or terminate accounts at its discretion, including for violation of these Terms. ## 4. Membership, Time-Limited Access, Fees, and Refunds 4.1 The Service is offered as a one-time purchase of a 30-day membership access pass granting time-limited access to Content. 4.2 Each pass is purchased through a single, non-recurring payment. The pass **DOES NOT automatically renew**, and the Company does not charge a recurring subscription fee. 4.3 **ALL SALES ARE FINAL.** Because each purchase provides a time-limited 30-day digital membership access pass, completed purchases are non-refundable. The Company does not provide refunds, returns, credits, or exchanges for unused or partially used membership time, a change of mind, failure to use the Service, or expiration of the access period. 4.4 Nothing in these Terms excludes or limits any refund, cancellation, or other consumer right that cannot lawfully be excluded or limited under applicable law. 4.5 The Company's Refund Policy is incorporated into and forms part of these Terms. The Company reserves the right to modify pricing upon reasonable notice, effective only for subsequent purchases. ## 5. Market Alerts and Trend Analysis 5.1 Automated market alerts, including those based on trend analysis, are generated using algorithms and third-party or market data feeds. **Alerts may be delayed, inaccurate, incomplete, or subject to technical failure**, including outages, latency, or data-provider errors. 5.2 Technical indicators are backward- and current-looking statistical measures and are **not predictive of future price movement**. Past patterns identified by the Service do not guarantee similar future results. 5.3 You acknowledge that reliance on any alert for a real-time trading decision carries risk, and the Company is not responsible for trading losses resulting from delayed, missed, or inaccurate alerts. ## 6. Proprietary Rankings and Research 6.1 Algorithmic rankings and research reflect the Company's proprietary methodologies, which may change without notice and may weight factors differently than a User would expect. 6.2 Rankings and research reflect data available at the time of publication and may not be updated to reflect subsequent events. 6.3 The Company does not warrant that any ranking, rating, or research report is accurate, complete, or suitable for any particular purpose. ## 7. Third-Party Data and Content The Service may incorporate data, news, or content licensed from third-party providers. The Company does not independently verify all third-party data and disclaims responsibility for its accuracy, timeliness, or completeness. Third-party trademarks, logos, and content remain the property of their respective owners. ## 8. Intellectual Property 8.1 All Content, software, design, trademarks, and other materials made available through the Service are owned by the Company or its licensors and are protected by intellectual property laws. 8.2 Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Content for your personal, non-commercial use. 8.3 You may not copy, redistribute, resell, scrape, republish, or create derivative works from the Content, or use automated means to extract data from the Service, without prior written consent. ## 9. User Conduct You agree not to: - Use the Service for any unlawful purpose or in violation of any securities law or regulation; - Share, resell, or sublicense your account access to third parties; - Attempt to reverse-engineer, decompile, or interfere with the Service's underlying algorithms or infrastructure; - Use automated scripts, bots, or scrapers to access the Service without authorization; - Misrepresent your identity or impersonate any person or entity. ## 10. Disclaimers of Warranties THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR TIMELINESS. THE COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY ALERT, RANKING, OR RESEARCH WILL BE ACCURATE OR RESULT IN PROFIT. ## 11. Limitation of Liability TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY, ITS OFFICERS, EMPLOYEES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR TRADING LOSSES, ARISING FROM YOUR USE OF OR RELIANCE ON THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE COMPANY'S TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID TO THE COMPANY IN THE [TWELVE (12)] MONTHS PRECEDING THE CLAIM. ## 12. Indemnification You agree to indemnify and hold harmless the Company from any claims, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Service, violation of these Terms, or violation of any law or third-party right. ## 13. Termination The Company may suspend or terminate your access to the Service at any time, with or without cause or notice, including for suspected violation of these Terms. You may terminate your account at any time in accordance with Section 4. ## 14. Governing Law and Dispute Resolution These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles. ## 15. Changes to These Terms The Company may modify these Terms at any time. Material changes will be communicated via the Service or email. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms. ## 16. Miscellaneous 16.1 **Entire Agreement.** These Terms, together with the Privacy Policy, Refund Policy, and any purchase-specific terms, constitute the entire agreement between you and the Company. 16.2 **Severability.** If any provision is found unenforceable, the remaining provisions remain in full force. 16.3 **No Waiver.** Failure to enforce any provision does not constitute a waiver of that provision. 16.4 **Assignment.** You may not assign these Terms without the Company's written consent. The Company may assign these Terms in connection with a merger, acquisition, or sale of assets. ## 17. Contact Questions about these Terms may be directed to: - support@hyperion.com --- *By checking "I agree" or creating an account, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.*